New York City and its Internet Services

The internet gives a home to countless information and connects every one worldwide. It is now an integral part of people’s daily lives. Work, relationships, and even education rely significantly on the dependability of excellent internet service to function. Hence, quick speed is a must.

The United States is the global leader in regards to quick service; its average speed is at 93.98, double the median internet speed worldwide. Therefore, competition is strict when looking for the best business internet provider New York City.

What is Internet Service like in New York City?

For 2019, the estimated population of New York City stands at 19.49 million people. Being the business capital of the USA, about 95.8% of these residents are owners of mobile phones.

In turn, all of these people who are cellular phone users have 100% access to mobile broadband. It only means that more than 18 million people in New York City can use data anywhere. The numbers might seem high, but the same cannot be said for those who have fixed wireless services in their homes.

Only 28.9% or about 5, 491, 000 people have regular access to fixed wireless service. Those who do have internet fixtures in their homes, however, can enjoy more than 25 Mbps.

However, the city government does offer free internet access in many public areas all around the city. Not only that, but other privately owned establishments also leave their Wi-Fi connections unsecured for open access.

For reference, here are some areas where you may access secure wireless connections:

  • Apple Store on the Fifth Avenue
  • Bryant Park in Midtown
  • South Street Seaport
  • New York Public Library System (all 89 branches)
  • Starwich Salads & Sandwiches

How to Choose for the Best Internet Service?

The high demand for speed makes it hard to choose the best business internet provider in New York City. People would end up wasting money with lousy connections, or languid pace.

On average, it would cost about $33.99 for an average of only 15 Mbps a month. So, what are the quick ways to know which one is the best provider when it comes to internet services for businesses? Consider the following:

  • Location– Not all areas are capable of catering fiber optics type of internet connection. It would require additional cables underground, but lessens the chances of losing signals for inclement weather conditions. Again, the installation of copper wirings is impossible for some areas for it can take ISPs (internet service providers) a long time to put.
  • Bandwidth and Speed- Connections tend to slow down when more people are connected to the internet. Also, some ISPs tend to put some “capping” to packages which also slows down when the maximum bandwidth capacity has been reached.

Consider what type of activities will it be used for. Video playing and downloads tend to take up more bandwidth which would also slow the connections of others who are using the internet.

  • Budget– Some companies may offer internet services at low prices, but can only deliver up to 15 Mbps of speed which, without a doubt, is not enough for any use.

Now that the internet has become a significant part of everyone’s daily lives, the service provider to use is also considered as an investment. For some, it can even determine the income flow of a company.

 

 

 

 

The Best Budget-Friendly Luxury Cars

The words “budget-friendly” and “luxury” might not inherently go hand-in-hand, but it is possible to find luxury vehicles that are available at a relatively affordable price. They might not be the cheapest cars on the market, but compared to other luxury vehicles, they could be an appealing option.

It is important to keep in mind that even if you are able to find a good deal on a luxury car, there are other ongoing costs to consider as well.

For example, it’s going to be more expensive to insure a Mercedes Benz than a Toyota Camry.

The cost of repairing luxury cars can also be more expensive because of the need for specialized parts and labor.

If you factor these costs in and decide it’s something you’d like to explore, the following are some budget-friendly luxury cars, relatively speaking.

Audi Q3

The Audi brand is synonymous with luxury, and the Q3 is a good balance between luxury and affordability.

The 2019 Audi Q3 features a longer wheelbase and a roomy interior. It has a new interior and exterior design to promote better ergonomics, and it boasts a lot of technology features that are considered cutting edge. There is a downside with that to be aware of—Edmunds says the infotainment system can be distracting.

The interior is made with high-quality materials, particularly with the Premium trim.

The Q3 was completely redesigned for 2019, and that led to more passenger legroom and cargo space.

Mercedes-Benz GLC Class

The Mercedes GLC class ranks number one in the Luxury Compact SUV category by U.S. News Cars. It also takes top spots for Luxury Crossover SUVs and Luxury SUVs with 2 Rows.

Some of the added features for 2019 include tri-zone climate control and an off-road engineering package. It also features heated front seats. Notable things to like about this luxury vehicle include the fact that the interior is roomy, it’s packed with features, and the ride is smooth, but do be aware the coupe editions have limited cargo capacity.

The base price is fairly budget-friendly, but it can go up quite a bit from there, depending on features.

Mercedes has some other good and affordable options aside from the GLC class. For example, the GLA class starts at around $35,000. It doesn’t have all the best features of some of the other more expensive Mercedes vehicles, but you do get an appealing price tag.

BMW X1

The 2020 BMW X1 starts at a base price of just over $36,000. It’s a crossover that’s practical but also has that element of luxury appeal. The car features good power and fuel-economy ratings.

For a crossover on the smaller side, you’ll get a fair amount of interior roominess, and the 2020 model of this BMW has gotten an exterior refresh.

New features include larger grilles on the front, new bumpers at the front and rear, LED lighting, and new wheel design.

It features a larger infotainment screen, as well.

The SDrive28i is front-wheel-drive, and it’s the preferred option by Car and Driver.

There are certain elements of driving this car that may feel more like a sports car, and it’s a fun but still functional vehicle.

Hyundai Genesis

The Hyundai Genesis is a mid-sized sedan that’s a great luxury vehicle at an affordable base price of $39,700.

Known officially as the Genesis G80, U.S. News named it number two on their list of the best luxury midsize cars.

There weren’t any major changes in the car in 2019, and the big downside is the not-so-great fuel economy.

This is balanced by the pros of the vehicle, including the comprehensive safety and technology features, the comfortable cabin and the warranty coverage.

If you’re someone who’s okay going outside of the traditional luxury box, but you still want that luxury quality, the Genesis G80 may be worth exploring.

Volvo XC40

Finally, the Volvo XC40 is a small luxury SUV, and changes introduced in the newest model of the vehicle include the replacement of the upholstery.

The interior is made with high-end materials, and there are well-thought-out and functional storage solutions and cargo solutions, but at the same time, for the vehicle class, some consider the cargo area small.

The Volvo XC40 features a touchscreen interface that can take some time to get the hang of too.

This is the least expensive of the Volvo SUV options, but you don’t feel like you’re sacrificing in the interior or exterior of the vehicle.

 

Remodel Over Rebuild: Why It is the Better Option to Fix Your House

Your house is the place where you can cherish countless memories with your family. It’s a testament to your happy years and the challenges you faced. However, no matter how much you want to keep everything the way they are, any house comes to the point of deterioration.

With the changing times, you may want to incorporate upgrades such as smart gadgets inside your house. Alternatively, you may want to improve energy efficiency by upgrading the house’s wiring and lighting. You may also think of increasing the functionality by changing the house’s layout and maximizing the available space. Or you may want to improve the overall aesthetics.

Remodeling or rebuilding may not be a bad idea. However, you’re left with the decision to choose which is best for your beloved property. You have weighed down your options and decided to go for a remodel.

To make you even more confident with your decision, the following are the reasons why remodeling is better than rebuilding the house.

Cheaper Costs

Home remodeling costs are way cheaper compared to the costs of rebuilding your house from scratch. On average, the cost of building a new house is roughly $200,000 to $300,000 while the cost of an overall remodeling project is just at $40,000 – $60,000 — a glaring difference.

The home remodeling costs can further go down when you don’t need to remodel your whole house. To give an idea, these are some rough estimates for partial remodeling costs (In 2019):

  • Attic Remodel: $9,500 to $15,000
  • Kitchen Remodel: $6,500 to $18,000
  • Bathroom Remodel: $5,000 to $14,000
  • Siding: $6,500 to $13,000
  • Roofing: $4,500 to $8,500
  • Central Airconditioning: $4,000 to 5,000
  • Interior Painting: $2,000 to $4,500

If you want specific values, you can visit the link for your customized home remodeling costs quote.

Faster Turnover of Your House

Building a house from scratch will take time. Custom-built homes take around 10-16 months according to this 2016 Survey of Construction by the United States Census Bureau.

With remodeling, the turnover of your new home will be relatively faster. For one, they will work on the current foundation and layout of the whole house. Additionally, if you will do partial remodeling, the work that needs to be done will be significantly lesser than starting from scratch.

No Unforeseen Rental Costs

Speaking of turnover, where will you stay while your house is under construction?

If you don’t have another house to stay in, you will incur additional rental costs on top of your construction costs for around that 10-16-month period.

With remodeling, you will save this rental cost.

Livable During Construction

When you need to remodel some areas of your house, you still have access to other parts. Unlike when rebuilding, you can’t stay there while everything is being constructed.

With remodeling, your house is still livable under construction.

Remodeling is not always the answer to everything. There is still the other option, which is to rebuild. The question is: when should you restore or rebuild your house?

You rebuild when your house has severe problems such as foundation problems or when you want additional installations that can’t be incorporated with the current design of your home. Ultimately, the choice is yours!

 

Diamond Ring – a Perfect Gift For Her

Diamonds are always one of your best gift choices. Whether you are planning to give it to someone during a momentous occasion or you just want to please your special someone, this will surely make them feel appreciated.

There are a lot of special occasions in a person’s life. You could take these as opportunities to show a gesture of your love to them.

Special occasions to purhcase diamond rings:

  • Christmas
  • Birthdays
  • Engagement
  • Wedding
  • Anniversaries
  • Graduation
  • Mother’s Day

But why are diamond rings a perfect gift for a particular person and a special occasion?

It Can Speak of the Receiver’s Personality

Jewelry is an extension of a person. When worn, it adds to the person’s sense of identity. When picking a diamond ring for a particular person, think of that person’s preferences. Think of their likes and dislikes, personality and sense of style.

Then choose the right piece that is well-suited for your receiver.  

It Can Encapsulate a Memorable Occasion

“I still remember when he gave me this ring. It was my graduation day.”

This is precisely the point. A memorable gift, as precious as a diamond, can make a special moment more unforgettable. When you give someone a diamond ring for a special occasion, the jewelry piece will always remind that person of that one extraordinary moment.

It Has Variety Yet Equally Stunning

Diamond rings come in a variety of shapes, sizes, and colors. They can be in shades of champagne, white, and black.

There are rose-cut diamonds, brilliant-cut diamonds, and there are those set in gold or silver.

Classic diamond rings are ones in either rose or brilliant-cut and ones set in a ring. Meanwhile, black diamonds typically exude a strong sense of personality.

It Can Be a Precious Heirloom

When given to your wife or your mother, a diamond ring can be treasured as a personal belonging that is attached to your family. Therefore, your special gift has turned into a family heirloom that can be passed down to generations and generations.

A Gesture of Love and Promise

Diamonds are forever, and this statement is still proven right. Diamond rings are a gesture of love and a promise of forever when given as a gift for an engagement or chosen as a wedding ring.

It Can Be Personalized

Although classics remained to be the standard for elegance, your diamond ring gift can be designed to your preference. You can even ornate it with some unique inscriptions to further personalize your gift and make it more special than it already is.

More than the material worth of jewelry, it is the genuine intention and the pure emotions that come with giving it that matters most to the person receiving it. It is the gesture of giving and the thought of remembering them that always reaches their hearts.

Also, always remember to pair it with a sweet message to translate your love to your loved ones. Make it a symbol of love and appreciation, more than anything else.

 

3 Awesome Alaskan Locations for Your Next Fishing Trip

The state of Alaska has hundreds of miles of untouched natural beauty. Home to an indigenous culture and people that date back thousands of years, the Last Frontier State has much to offer those who love to fish. From Guinness record-breaking sized salmon to trout and halibut, Alaska will have you fishing from sunrise to sundown. Fishing enthusiasts can pack up the car or RV to spend the day in one of the Alaskan fishing lodges by lakes, streams, or the saltwater bay. Whether you’re a novice or a seasoned fisherman, you can find the best place to toss in a line while kicking back in a comfortable lodge. Here are three awesome locations to visit on your next trip to the Alaskan wilderness.

Bristol Bay

Located in the southwestern part of Alaska, Bristol Bay is known for its canneries, thousands of red salmon, and is the home to the Katmai National Park. The area is rich in wildlife such as brown bears, bald eagles, and a human history extending back 9,000 years. Besides discovering artifacts and enjoying the beautiful landscape, Katmai is also a popular place for anglers and sport fishers looking for some quality trout fishing. The park encourages the proper catch and release techniques to ensure the local fish species can continue to thrive. Bristol Bay is also a vital part of the Alaskan ecosystem which supports all five Pacific salmon in addition to the other 24 species of fish found there. Forty-six percent of the world’s sockeye salmon is harvested here helping to create thousands of jobs and $1.5 billion for the local economy.

Sadly, climate deterioration and mining threaten the wildlife and harm potential jobs for locals. Nearby organizations and the World Wildlife Foundation have joined to continue to educate the nation on the importance of preservation for the fishing industry and other animal habitats.

Kenai River

If you love sockeye salmon, you can drop in your line off the shore of the Kenai River. This historic town, like other areas of Alaska, is known for its locally harvested salmon. You can charter a wheelchair friendly vessel to take you out for a day on the water. If you enjoy being on land, you can find a few disability-safe areas, such as a convenient metal boardwalk. Fly fishing gear might be a good choice for this location. The Russian River in Kenai is another hot spot for fly fishing. As a hook fly single area, you can find Russian River flies at your local outdoor store. There are 13 miles of river to fish in or you can simply lay back on the shore and gaze up at the Kenai mountains. Additionally, discover the many scenic hiking trails, baseball fields, and playgrounds once your day of fishing has concluded.

Saltwater fishing in Sitka

In the southeastern part of Alaska, get ready to cast your line for some saltwater fishing. If you are looking to catch a “king” of a fish, bring along some strong carbon fiber or graphite telescopic fishing rods. Make sure to pack a variety of lures which can do double duty in saltwater and bay-side fishing. You can charter a boat with some friends in Sitka, a town with strong Russian roots and plenty of things to do. Besides fishing, the island of Sitka has a diverse native history and ecosystem, including a rainforest to explore. The Sitka National Historical Park has over 100 acres of nature to venture. Take a look at photographer E.W. Merrill’s glass plates negatives and still life images of the Tlingit community. The park offers ranger-led tours of the museum during the summer. You can experience the hand-carved totem poles of the Tlingit on the site and online through a virtual tour.

 

How Nicotine Salts and Nic Salt Mods Transform Your Smoking Experience

Nicotine salts have recently boomed in popularity, taking over the alternative tobacco market. In 2016, some of the biggest brands saw an increase of over 600% in sales. That came with an exponential rise in popularity among a younger audience. These salts rose in popularity with nic salt mods, as the duo has transformed the vaping affair into an enjoyable, portable, and authentic experience.

Freebase Nicotine vs. Nicotine Salts – What’s the Difference?

Freebase nicotine has traditionally been an industry standard for years. Apart from being popularized as the main component of vape juice, it’s also present in nicotine-replacement products like gums and sprays.

But e-juices made with freebase nicotine have a characteristically strong throat hit without the same buzz that cigarettes offer, making the vape experience less enjoyable. That is because freebase nicotine is the purest form of liquid nicotine extracted from tobacco. It has a pH level of 7 or higher and a high alkaline content, which contributes to its rough hit.

Therefore, to get the same nicotine dosage as smoking an ordinary cigarette, you’d have to vape more often throughout the day. That isn’t ideal because it lacks the instantaneous nicotine buzz, and the rough hit in smaller doses just doesn’t feel the same as traditional tobacco.

On the other hand, nicotine salts are the perfect alternative when freebase nicotine isn’t doing the trick as their goal is to mimic the experience of smoking cigarettes.

Nicotine salts are the natural kind of nicotine found in tobacco leaves, and when combined with benzoic acid, these salts can vaporize at lower temperatures with a lower pH level. As a result, their smoother throat hit and similar blood absorption rate as traditional cigarettes make for an authentic smoking experience.

They are beneficial to people who are trying to quit smoking as well because the experience is incredibly similar. Nicotine salts need to be paired with compatible nic salt mods, but with so many choices on the market, it’s a challenge to find the perfect mod.

What to Look for in the Perfect Nic Salt Mod

One of the greatest things about nicotine salts is that they come in a variety of flavors and can be taken in higher doses. However, for them to work, you’d need a compatible nic salt mod to do the job. These mods are small, battery-powered, compact devices that either come with pre-filled or refillable pods where the nicotine salt is filled in.

You’d want to choose a mod that’s lightweight but solid, the perfect size for your hand, durable, spill-proof, and easy to refill. Other features to look out for are battery power, as you want the nic salt mod to last long but charge fast.

It should also come with protection against short circuits, temperature, and resistance. A battery indicator of any form is also a huge lifesaver.

Whether you feel like basking in the afterglow of celestial honeydew nic salt or appeasing your sweet tooth with the caramel Kona milkshake nic salt, with the perfect nic salt mod, you’re off to a limitless and buzz-filled vaping experience.

To read more on topics like this, check out the lifestyle category.

There’s more to slate roofing than just natural beauty

Homeowners with tiled roofs often spend some time considering the visual splendour of slate. It has that classic, timeless appeal, looks great in any weather and adds character to a property when in place. However, there’s also much more to slate than how it looks, as well as many misconceptions about how effective it is as a long-lasting, robust roofing material. Here’s everything you need to know about this exceptional material in the roofing trade.

It lasts longer than you think

The lifespan of even the thin sheets of slate that become roofing tiles is exceptional. A hard slate roof can last up to 200 years, while even soft slate can last as much as a century. A slate roof will no doubt require some professional attention over time – but, even though it looks brittle and feels weak to touch, when sat firmly atop the home, there’s little else that lasts as long in the entire roofing trade.

It’s actually an eco-friendly material

Just because it’s been pulled from the ground and manufactured doesn’t mean slate is harmful to the environment. As a natural material, it doesn’t pollute rainwater or produce large volumes of harmful gases while being turned into tiles. Also, slate tiles are often reclaimed, either when you are installing an entire new roof or taking care of small repairs along the way – so, you’re also recycling used materials regularly.

It can add value to a property

Going briefly back to the title of this article, the natural beauty of slate is admired, desired and sought after. Therefore, even if you decide to move away well before the end of your slate roof’s lifespan, you may find that having the natural material installed becomes a plus point for potential buyers.

On the other hand, if you’re thinking about switching from a damaged slate roof to a new, modern system, do consider what the new material could do to not just the visual appeal of the property but its resale value, too.

However…

Yes, unfortunately, like all good things in life, slate roofs tend to come with a however. Slate roofing, at least initially, is relatively expensive and absolutely has to be installed by a professional roofing contractor in all cases.

Although you’re likely to save money over the lifespan of your home, it’s worth doing a little research into the contractor you choose beforehand. Go for a team with a proven portfolio of slate work, like Findley roofers in Chester-le-Street, and keep in touch with them for any future repair work you need completing.

Slate is also a naturally heavy material, which is why it’s synonymous with older buildings made from stone, as opposed to brick. New build properties are not usually designed to withstand anything other than a modern, lightweight roof. Slate roofs weigh in at 800 to 1500 lbs per 100 square feet, so make sure you know what your home was built to handle before switching to a slate roof. This is actually another good reason to contact a reputable roofing company, which will be able to give the advice that you and your property need.

 

 

5 Things to Consider Before Buying a Prom Dress

Photo of Woman Standing Inside Train Holding on Metal Rail While Looking Outside

Image Source: pexels.com

Prom is the most awaited social event of the year on campus. It happens to be the highlight of the 4-year long journey. It is one of those nights where you can play dress-up, have fun to the fullest and make memories that you will cherish for the rest of your life.

It officially marks the start of the next most anticipated chapter of life we all call college. Prom happens to be that last night you want to make the most of and soak in all the good times.

For all the girls out there, choosing a prom dress can be quite a daunting and challenging task. The pursuit of an exquisite dress seems like an end of the world. And, we correctly understand the dilemma! Everybody wants to look their best and rightly so. After all, the pictures got to be on point and not to forget the Instagram feed too.

Yes, finding that perfect dress is no easy task yet it isn’t an impossible one. In the following blog post, we shall guide you about how you can make the right choice. So, are you ready to have a showstopper moment, girls?

Let’s get started.

  • Your skin tone:

Yes, you read that, right! For the dress to compliment you, you must take note of your skin tone. Not every color can prove to be flattering for your skin. Once you know what are the shades that will sit well with your skin tone, finding that perfect dress won’t be a hassle at all. Let’s suppose you have a darker or wheatish skin tone; warm color dresses will be more suitable. Anything too bright or glittery might distort the overall look. We are sure you want to rock your prom look, so you might as well consider everything that will make it happen. Hence, paying attention to your complexion can make things in your favor. If you ask us, then nothing beats classic black prom dresses.

  • Purchase at the right time:

It starts raining dresses right as soon as October begins. The stores get fully loaded, and most of the stock gets sold by early January. Therefore, as soon as you know, when the prom is on the cards, you better start preparing for it without any delay. You wouldn’t want to hear from the owner of the store that a particular design or dress is out of stock.

If it is the price which is a pressing issue, then you might consider talking with the staff of the store about their payment options. Many stores happen to offer interest-free credit options for you to make your dream dress a reality.

An earlier choice will save you from all the last-minute trouble, and you can start preparing for the other things to complete the look. Getting done with the dress first would mean that you will have a lot of time to focus on hair, makeup, and of course, the jewelry.

  • Stay within the budget:

It is utterly baseless and irrational for you to spend hundreds of dollars on one, single dress and then hang it in your wardrobe for the rest of your life.

Nearly every store has a strict no return policy. Therefore, before you consider any dress, you should try and stay within your budget. Always go for a dress that will suit the occasion and something that you can choose to wear even in the future. Make sure you get the correct size as it is complicated to find the right one.

  • Get to know yourself:

The type of your body also matters when it comes to picking the suit. You need to evaluate whether you are tall, curvy, or petite to score an outfit with the perfect silhouette.

No matter how a particular dress looked ravishing on your senior or how stunning that model in the magazine looks in a dress you have been eyeing, it doesn’t at all mean it will suit you as well. You must make peace with the fact that you are different in terms of body type and size, and should choose a dress accordingly.

  • Have your own back:

When you choose a dress, cleanse your mind and know that peer pressure should not even be the last thing. If everyone is wearing a mermaid style dress, it doesn’t mean you have to. You do you, my friend!

Your comfort should and must be your priority before anything. Remember, you are going to the prom and dressing for yourself and not to impress anyone. All this frivolous impress game should not even cross your mind. After all, the right dress is, which gives you confidence!

 

How Does Working Capital Benefit Seasonal Fluctuations?

Working capital is the requirement of all businesses in order to finance everyday operational costs and short-term debt repayments. Businesses usually generate working capital via steady cash stream which is a combination of sales income and accounts receivable. Working capital is basically the difference between a business’s current assets and current liabilities. According to studies, however, this formula is not so simple when we add in seasonality effects.

The working capital your business needs, depends on the kind of business you run as well as on seasonal fluctuations. The type of business you own dictates how much working capital you need and at what times of the year. If your business is completely seasonal, such as growing and selling Christmas trees, your working capital needs would be different. Alternatively, if you run a year-round business such as a clothing store, the working capital your business requires would be different. So how exactly does working capital benefit seasonal fluctuations? Read on to find out.

Fund Low-Income Periods

One of the most practical benefits of working capital finance is to cover daily expenses in low-income season. It is easy to generate revenue for daily operation expenses in the months when business is earning revenue daily. However, it is harder to keep it running during the slower months of the year when sales are not good. Businesses need to prepare themselves for such times by figuring out their working capital needs and sources in advance. It also helps to be ready to tackle any unexpected working capital requirements arising from an unprecedented spike in sales.

Buy Inventory for Busy Season

Businesses can take advantage of working capital to fund inventory purchase during the slow season. Doing so helps the company prepare itself for the high-sales time period. You might lose sales opportunities if you purchase inventory in the peak season, as it may take time to arrive. By procuring supplies in advance, you get to make a head-start on production for the busy time ahead.

It is not uncommon for businesses to opt for working capital loans to finance their purchasing in low-income months. Doing this lets you prepare for the peak season and you can pay back the loan when your earnings increase. When you borrow money to raise working capital, they usually come at shorter repayment terms so you can repay them quickly. Businesses are usually able to repay such loans during peak season when revenues are high.

Finance Employee Requirements

Although peak sales generally indicate a good period for any business, you would need more employees during busy season. Alternatively, you may decide to increase the working hours of your present employees. In any case, you need to distribute the salaries of new employees or the increased salaries of your current workers. Working capital also helps you pay extra salaries so that your business can keep functioning smoothly. You might also discover that you need to train your sales force for the peak season. You can finance your employees’ training through working capital as well.

Helps Balance Investments

Working capital funding helps business owners balance their investments during seasonal fluctuations. If you have been in business for some time, you would know your busy and slow seasons. Research indicates that you wouldn’t make any major capital investments or repairs in the slow season. Working capital would, however, finance interest payment due in the low-income season on any loan that you have taken. You don’t have to worry about missing any interest payment on any long-term loan. In this way, working capital financing keeps your business afloat and your lenders happy the whole year round.

Doesn’t Effect Credit Rating

In case you need to borrow working capital for an emergency during seasonal fluctuations, it wouldn’t change your credit score. According to studies, businesses can fall behind repayment of their loans when they face difficult times, thus adversely affecting their credit rating. Lenders might hesitate in giving loans and may charge higher lending rates to businesses with bad credit scores. Working capital financing has no such negative effects on your credit rating. So you don’t need to worry about its future repercussions for your business.

Supports Business Growth

Working capital financing helps you grow your business and keep your products updated according to customer demand during peak season. For instance, there may be a new trending product and customers are demanding you add it to your stock. Working capital can help you procure highly-demanded products quickly, thus ensuring that you don’t lose revenue to competitors. You can also use working capital to fund your marketing and sales effort in the time leading to peak season. You might need funds to order marketing supplies such as banners, pamphlets, or paid social media marketing campaigns. Working capital comes in handy for all such situations so you can easily finance the tools to promote your business.

Freedom of Use

If you take a loan to raise working capital for your business, you can use it for various purposes. Lenders don’t restrict you to use the money on a specific area of your business. You can use the working capital to finance any area of business that needs improvement. This area can be anything from equipment repair, to employee hiring, to adding new products. You are free to figure out which areas need working capital the most and use it on that. You don’t need to explain the details of the use of the loan to the lenders.

Final Word

Business owners need to manage their working capital smartly and effectively to cover both the peak and slow seasons. It is easy to go on and splurge money on unnecessary expenses when the earnings are good. However, you should keep those months in mind when the revenue isn’t that high and plan accordingly. A successful business owner plans for seasonal fluctuations and secures working capital to keep the business afloat around the year.

 

6 Reasons Why Khao Yai National Park is a Magical Playground

Grand European estates, the American Wild West, and a Hobbiton replica are probably the last things you would think of when it comes to Thailand, but here in the Khao Yai National Park, just 3 hours from Bangkok, these are just some of the magical playgrounds you can visit and enjoy.

Officially declared as a UNESCO World Heritage Site, Khao Yai is the third largest national park in the country, with a total land area of 2,168 square kilometers. It covers the 4 provinces of Saraburi, Nakhon Nayok, Nakhon Ratchasima, and Prachinburi. It’s also one of the most popular nature and adventure destinations in the country, thanks to its lush tropical forests, spectacular waterfalls, and incredible manmade attractions such as theme parks, vineyards, and farms.

While there are a number of first-class resort hotels in the area, budget travelers will be happy to know that there are cheap accommodations in Khao Yai (ที่พักเขาใหญ่ราคาถูก) as well. You don’t have to spend a lot of money to enjoy the magical attractions in the park. Just choose the attraction that really interests you, and skip the rest that don’t tickle your fancy. Here are just a few suggestions of places that you can visit.

Baan Suan Noi Hobbit House

The Lord of the Rings fans won’t need to fly to New Zealand to get a taste of Middle Earth, since they will also be able to experience life in the Shire at the Baan Suan Noi Hobbiton Village in Khao Yai. With costumes and props available for visitors to borrow, you can live your fantasy Hobbit life here, at least in pictures and videos that you can show to your family and friends. What’s more, you can even stay overnight in one of the charming hobbit houses, complete with circular doors and pint-sized furniture pieces.

PB Valley Khao Yai Winery

You’d probably be surprised to know that Thailand has a thriving winery that’s open to visitors. Go on a wine tasting tour at the PB Valley Khao Yai Winery, pick grapes from their verdant vines, and eat sumptuous meals at their in-house restaurant, all while taking in the beautiful landscapes that won’t look out of place in the great vineyards of Italy and France.

Farm Chokchai

If you’re coming to Khao Yai as a family, your kids will definitely love the fun activities in Farm Chokchai. In this dairy farm, kids will get to meet different farm animals, as well as real-life cowboys that herd the cattle. Different rides are also available here, including a fun tractor ride through the farm and a horse cart ride with a farm hand. Best of all, you and your kids can make your own ice cream using the freshest milk produced by the farm’s bovine denizens.

Primo Piazza

Get transported to Tuscany when you enter the Primo Piazza, which boasts an undoubtedly Mediterranean-inspired architecture and surrounded by lush landscapes. Here, you can feed alpacas, donkeys, and sheep, as well as take hundreds of photos with the picturesque settings. Indeed, no one will question you if you geotagged your pictures to the Italian city.

Panther Creek Resort

Fans of classic Wild West movies will enjoy this themed resort destination, set on 45 acres of land. From teepees and saloons to a real train, this resort has got everything Americana covered. They even have a show every evening that theatrically recreates grand battles between frontiersmen and Native Americans, an extravaganza that also features fire dancing and blowpipe demonstrations. Moreover, rooms that are faithfully decorated according to the theme are available for booking.

Banmai Chay Nam

Banmai Chay Nam is a museum-restaurant-hotel resort crammed with vintage knick-knacks for visitors to see. With a huge restaurant area, the place is incredibly busy, but you don’t have to get bored while waiting for your order here. Take a look around their museum that’s full of retro memorabilia such as arcade games, toys, and more. And before you leave, don’t forget to take your picture on the wonderful wooden bridge that leads to the resort hotel.

It’s no wonder that Khao Yai receives so many visitors every year. There’s always something new to explore and activities to try. Even if you come as a solo traveler or bring a large family, this park will have something magical for everyone.