At our office you will find the best car wreck lawyer. Factors such as the increase in road accidents, changes in the scale for calculating compensation and the lack of information from insurers after a claim, make it essential to have the services of a specialist lawyer when you suffer a traffic accident. There are companies dedicated to claiming compensation that just seek to reach a quick agreement with the insurance company, without going into the case. Therefore, it is very important that when hiring a lawyer for a traffic accident, you look for a professional specialist with extensive experience in claiming insurance companies. You are in the right place, as these lawyers can be found Contact Brad Nakase if you need seo tips for attorneys.
Does an insurance company have a duty to defend a lawsuit? As a general rule, there will be more than one insurance policy that provides coverage in an accident or serious incident in which victims are seriously injured or killed. These insurance companies are in the business of protecting their policyholders later. They are extremely efficient in their attempts to limit liability and argue for all kinds of damage mitigation.
Insurance companies have professional staff dedicated to protecting policyholders (as well as shareholders). There are insurance adjusters, staff attorneys, outside attorneys, and more. They work hard to limit the amount paid in accident claims, as well as seeking subrogation after cases have been resolved.
Should I talk to the at-fault driver’s insurance company? No, after the accident you should contact our office as soon as possible. Insurance companies try to deal with accident victims before they consult an attorney in hopes of obtaining a written or recorded statement or signed authorization. These companies want to use everything they say against you to devalue your claim. Often times, they want to offer you a quick settlement before you realize how serious your injuries and damages are.
Therefore, do not make any statement, whether written or recorded, and do not sign any medical or other authorizations until you have consulted our office. We want to protect your interests, however, insurance companies want to get the maximum benefit.
Regardless of whether or not you had insurance, you must prove the negligence and guilt of the other driver. A personal injury attorney knows how to identify you and keep key evidence to prove the other driver’s guilt.
In most cases, the other driver’s insurance company will try to mitigate the losses by stating that it was your fault or that you were partly at fault. Your lawyer can use evidence from the scene, witness statements and expert testimony to show that it was the other driver who caused the accident. Once the guilty party has been established, your attorney can proceed to negotiate a fair and reasonable settlement for your damages. If this were not possible, your attorney would be prepared to litigate your case in court to guarantee that you get what you deserve.
When you have been injured in a traffic accident, the first thing you should do is seek medical attention. You will surely have many questions about who will pay your medical bills or your lost wages if you have stopped working due to your injuries. And who will pay you to fix your car or buy another one?
In most cases, the culprit’s insurance company pays for the accident damages regardless of whether or not they have insurance. Regardless, Texas requires that all drivers have minimum insurance, so you can be fined (among other consequences) for driving without insurance. This is a different matter and should not affect your right to compensation from the at-fault driver.
What if you accidentally forgot to register your offspring in the policy? It causes an accident with your vehicle a little later. Is there insurance coverage in the situation? And what about the best friend driving you home in your car after the party? Does car insurance pay if it causes a crash but is not listed as a driver in your insurance policy?
However, as a policyholder you may be obliged to make an additional payment to your insurance company. Here it is worth reading the small print in the insurance contract. Your car insurance bears the accident costs incurred. However, you may have to pay the difference to the amount you would have paid if you had been properly registered in the insurance policy. However, it is also conceivable that you have to pay a penalty fee.
