5 Applications of Machine Learning To Improve Customer Experience in the Credit Industry

 

Machine learning is not an unheard concept for most of us, after all it’s 2018 and popular culture alone has theoried a plethora of post-apocalyptic timelines where machine learning runs amuck. The more pedestrian (though still exciting) reality is the rapidly expanding and unique applications of large-scale data analytics to create dynamic and predictive computer models.

 

A pioneering process of analysing and automating data that gives computer systems the ability to ‘learn’. Using complex algorithms that frequently learn from raw data and information, machine learning gives computers the ability to discover hidden insights without being specifically programmed on where to find them. The massive data sets used for machine learning make it possible for computers to extract both patterns and anomalies from the torrents of information. It’s an evolution of Artificial intelligence practices such as pattern recognition and computational learning theory, machine learning allows programmes to make faster, more accurate data-driven decisions.

Okay, so it’s making computer processes more efficient, reliable and cost effective, this becomes a recipe for explosive growth as it translates into a number of tangible bottom line benefits for any business that interfaces with customers (which is pretty much all of them). The advent of machine learning technology is driving innovation in every sector and will only continue to grow in popularity as it progresses. Big brands have already bought into the machine learning era decades ago when it was fledgling, the potential was always there for data driven artificial intelligence to offer their customers an optimal experience. Apple use machine learning for their voice recognition system, Siri, to imitate human interaction. Facebook use the technology to tag individuals in photos. Google Maps analyses the traffic speed using location data from smartphones. PayPal uses machine learning algorithms to combat fraud. Amazon gets you to spend more money by showing you more products it knows you want to buy based on your history because it’s machine learning algorithms have learnt a lot about the average joe over the last 2 decades.

In the credit industry specifically, brands like Wonga use a business model where machine learning plays an integral role in assessing customer risk and approving loans. So far, it has mainly been used for determining the lending risks of customers based on their income and credit history, but there is much more potential to still be tapped. Machine learning allows credit companies to offer a more enhanced customer experience in a number of ways:

  1. Call Reason Predictions:

Call reason predictions are a new and intuitive way for machine learning to make a huge impact on the credit industry. The number of customer calls being made on a daily basis is always increasing, and as a result the number of calls being routed to incorrect departments is an increasing issue. Customers are also experiencing longer wait times than ever, leading to an increase in call drop-offs and unsatisfied customers. Machine learning can help ease this issue by predicting the reason for a customers’ call based on the time of day the call is being made and other variables. This allows the call to be routed directly to the correct department for that specific customers’ needs, resulting in shorter calls and happier customers.

  1. Chat Bots:

Machine learning can also be used to assist customer without them having to pick up the phone, with the rise of chat bots and conversational interfaces. Chat bots are virtual assistants that are built using natural language processing engines combined with credit specific customer interactions. Allowing customers to get information and interaction quickly and easily will improve service levels and offer a unique edge over other companies that require their customers to get in touch using traditional methods. As well as improving the customer experience, these virtual assistants save valuable work force time, allowing businesses to save money and have their teams focus their time on other aspects of the business.

  1. Fraud Detection:

With the combination of computing power, the internet and an increasing amount of valuable and confidential data being stored online, the security risk to data is higher than ever before. Previously, financial fraud detection systems were heavily dependent on complex and robust rules. Whilst more recent fraud detection goes further than just following a checklist of risk factors, it can actively learn and calibrate to detect new potential security threats. Machine learning systems can detect anomalies in online activities and behaviours and flag them for security teams to investigate further.

  1. Product Sales:

Machine learning is a powerful tool for developing more detailed insights into customers and potential sales prospects. Drawing on a wide range of available data, marketers and sales staff are given much more to work with than they have ever had in the past. Customers can be more accurately segmented according to their profiles and probable needs, offering new opportunities for up-selling and cross-selling. This in turn improves the customer experience by offering them the exact products that are relevant to their needs.

  1. Collections:

Currently some customers have very negative experiences from credit companies due to being contacted by their collections teams unnecessarily. Machine learning can help ease this issue by learning and predicting which borrowers that go into arrears are more able to resolve their issues without contact or support from the credit company. Not only will this improve the customer experience by avoiding unnecessary hassle, it will also have an impact on reducing the cost and time of collections teams.

The credit industry has long had access to an enormous volume of accurate historical records and personal data, making it the perfectly suited for machine learning optimisation. Expect to see a huge increase in the amount of machine learning applications being applied within the industry in the near future, indeed expect to also see it become the mainstream foundation for the marketing and customer service strategies of even small business owners across the web. As the availability of user information nears 100% (do you know anyone who doesn’t use a smartphone now?) the investment into this sector will continue to grow as countless applications and valuable, market dominating insights about our customers await realisation.

 

Best Tips To Get The Biggest Houston Settlement Possible

If you are involved in a personal injury case in Houston, figuring out the proper actions to take can become complicated and overwhelming. If you don’t know how to plead your side of the story, the case can become a nightmare; this is especially true because there is a possibility that you will end up getting way less than you are entitled to for your injuries.

The best way to get all that you deserve is to hire a Houston personal injury and refinery accident attorney. If you do choose to go it alone, however, there are some behaviors and dos and don’ts that are essential to get the most from the incident.

The reality is that only about 97% of all personal injury cases ever see a courtroom. Most are settled during the negotiation phase of the trial but be careful of what you agree to and sign. Once you accept a settlement offer and sign it, you absolve the insurance company from paying for anything else that should arise. So, that is why it is so critical to know what your case is worth before you end up leaving money on the table and walking away with way less than you should.

Don’t say anything

When you are in negotiation, the worst thing that you can do is to throw out a figure for settlement. Once you put a price on the table, an adjuster will work overtime to whittle you down. It is best to have the adjuster suggest a price first.

If you determine the price first, the adjuster knows how much you will take, and it might be far less than what they had already decided was their maximum. It is best not to put a price in your demand letter, let them do the work and work hard to decrease, instead of trying to hold the insurance from reducing the number you’ve thrown out.

Know what you will settle for before you enter into a negotiation

Before you go into the negotiation phase, know what you will and won’t accept for your injuries. Economic damages are going to be difficult to deny for the adjuster. So, likely there isn’t going to be any argument about what your economic damages are worth.

When it comes to non-economic damages, however, things can go awry pretty quickly. Since non-economic damages seek to compensate you for the experiences you had related to the accident, they are less concrete and don’t come with a set of physical documents.

It is best to understand what your injuries are worth by working with a personal injury lawyer to know how to calculate what your non-economic damages are worth. If you don’t know add up the cost on your own, then you won’t know if you are getting all that you deserve or even just the minimum you need to continue paying bills.

Your injury lawyer in Houston takes a personalized approach that is catered to your individual needs. The attorney can use either the per diem method or the multiplier method to come up with a reasonable starting point for your non-economic damages. These strategies help you to feel confident about what you are willing to accept and what is unacceptable before you even approach the table.

Start high

It is always best to ask for more than you are willing to take for a settlement. If you start at the least you will accept, then you are not going to have much room for negotiation. Estimate high and make the insurance company work to whittle you down instead of the other way around.

You have to sell yourself

During the negotiation phase, you have to strategically haggle with the insurance company. It is important to prepare by learning certain tactics like walking away, stalemating, and other forms of haggling; these strategies will work in your favor. The insurance company does not want to have to waste the resources taking your case to court so play hardball to let them know that you can’t be pushed around.

Never show your cards

No matter where you are in the negotiation phase, never reveal what your bottom line is. If you do, that is all that you are going to get and probably less. It is imperative never to let the insurance company know what you will settle for or you will end up receiving less than you deserve.

It is an excellent idea to hire a Houston personal injury lawyer to make sure that you aren’t  missing out on any money. If you aren’t an expert at negotiations, you should either become one or make sure to have someone there with you who already is.

National Governing Bodies: The Benefits of Affiliation

 

For those sports clubs and leagues who are serious about moving forward in their specific sport, there are NGBs (National Governing Bodies), recognised by England and responsible for managing clubs of certain sports. While it certainly is not a requirement, there are plenty of reasons why anyone would want to affiliate themselves with an NGB. Typically, those who have long-term aspirations when it comes to their sports league are the ones most likely to be affiliated – but why is that the case?

How can a National Governing Body help a sports organisation move forward? What exactly can they provide that makes them the natural choice for most leagues out there? After all, even National Governing Bodies need help sometimes. They aren’t perfect, which is why there are different means of funding for NGBs currently available. That said, here are some of the benefits of being affiliated to an NGB.

You receive guidance regarding club operations and how best to manage your club

While you might not need advice when it comes to how to run your sports club, this is still a valid benefit that clubs receive when they become affiliated with an NGB. You get as much help as you possibly can, and if you happen to be struggling with club organisation, the NGB provides as much guidance and training as they can. Most NGBs also offer coach’s training for those interested in broadening their horizons. Overall, advice from a National Governing Body can do wonders.

Official competitions open up for your club

Depending on the NGB that you become affiliated with, it opens up opportunities to compete in official competitions where that particular National Governing Body is involved. Most respectable NGBs have access to most of these official events, giving your club a chance to shine. That is one of the reasons why sports clubs with aspirations and a long-term goal tend to go for affiliation – even if there might be a hefty fee that comes with joining.

Funding and insurance

Clubs which affiliate with NGBs not only have access to insurance for their players, but they will also have access to funding depending on their performance. When it comes to National Governing Bodies, performance is what dictates whether your club moves forward – and the NGB will ensure that you receive as many opportunities as possible to achieve that goal. While this competitive landscape might not be for everyone, for a sports club with aspirations of success, NGB affiliation provides the perfect motivation.

To conclude, there are many more benefits that an NGB can provide for your sports club. Honourable mentions include access to officials and qualified referees during play, alongside volunteer training. These are the reasons why so many sports clubs have decided to affiliate themselves with their sport’s NGB. If your sports club has dreams of one day making it big and competing in official events, eventually reaching the world stage, a National Governing Body has plenty to offer.

How 5G Will Bring Internet Things in Our Houses

The fifth generation of mobile or 5G represents more than just a new generation of technology. It’s a merging fabric that’s supposed to link billions of devices in the most efficient, fast and reliable ways possible. If you want to learn more about the new 5G technology or perhaps write a dissertation about it, visit our dissertation service.

5G will reshape industries and transform the world we live in. The world we currently live in requires fast connectivity for laptops, smartphones, and tablets. It also requires a large number of simple, low-cost, efficient and smart devices that will manage to stay connected under the most challenging conditions. You’ve probably heard a lot about IoT (internet of things) recently and you assume that 5G will take it to the next level.

What’s the purpose of the 5G technology?

The number of devices connected to a universal mobile network reaches up to 50 billion. Smartphone developers assume that in approximately 5 years, this number will increase by 10 times. 4G cannot satisfy the needs of the modern generation data connection.

As you know, the mission of 4G is to connect people. But the mission of 5G is to link devices and meet people’s growing needs for stronger data communication capacities.

The 5G new technology has latency undetectable to our eyes and ears. It’s even 20 times faster in comparison to today’s top speeds. In simpler words, 5G stands for a fast transference of immense amounts of data from any type of device that exists.

What’s the usage spectrum of 5G technology?

The new 5G technology will find a place to operate in many different areas, including:

  • Monitoring and controlling infrastructure

Target users include police, energy industry, healthcare, infrastructure, security service providers, water supply companies and agriculture. Possibilities include public safety, mission-critical utility services, and HD security videos. Benefits include safer cities, safe buildings, managing a large number of data connections, and linking a billion devices. It will prevent malfunctions because it will enable decision making in real time.

  • There will be sensors everywhere

Target users include agriculture companies, public sector organizations, water supply companies, smart houses, security companies, energy companies, and other companies. Possibilities include smart buildings and cities, better agriculture and environment, better utility services and benefits for consumers. Benefits include fresh business opportunities created by large data and cost-efficiency established on updated info.

  • Broadband and media everywhere

Target groups include the entertainment industry, online stores and services, and regular people. Possibilities include freelance work, freelance learning, online shopping worldwide, and experiencing and sensing the wider world. Benefits include downloading HD movies in just seconds, reading your favorite book in a self-driving vehicle, VR trips, remote work, and learning, location won’t matter anymore, and hologram concerts.

  • Remote control of different devices

Target users include healthcare, mining, the oil industry, robotics. Possibilities include remote control of industrial equipment, controlling processes in real time, factory automation, and remote healthcare. Benefits include reduced risk to people’s health and safety thanks to the remote control of industrial equipment and operating machinery in dangerous areas, lower costs, better efficiency, and being able to perform remote surgery. Just imagine a doctor based in London performing a surgery in New York.

  • Face-to-machine communication

Target users include universities, healthcare, public sector, fitness, R&D companies, and fitness. Possibilities include gaming in virtual reality, supervision, support services for children and elderly, smart bike helmets, smart houses, smart package delivery. Benefits include internet connection without latency, communication between machines and people, and new business models based on sensors in order to prevent danger.

  • The future of commuting

Target users include insurance companies, security, car industry, transportation companies, schools, cities, infrastructure companies, road users and governments.

The possibilities that come with 5G are endless. Self-driving cars, connected bus stops, and automobiles. Benefits include intelligent traffic systems and new business models and services that will communicate with sensors and enable safe and smooth traffic.

How will 5G technology impact our lives exactly?

As you can notice, the new 5G technology will most likely transform the world we live in today into something better. It will enable connectivity between billions of devices, public services provide a more accessible and faster quality service, machines talking to machines won’t be a science fiction anymore, same as machines talking to people. Just imagine talking to your refrigerator what food you want to have constantly, and it will ensure that you have a good supply of your favorite edibles. Imagine smart cities and smart buildings with 100% safe transport and no traffic. Imagine smart traffic where cars are able to communicate and adjust speed to ensure your secure arrival.

Smart healthcare isn’t an exception once 5G comes into force. Surgeons will perform surgeries on patients worldwide while being located in their hometown. How insane is that? 3D Holograms will provide concerts in the comfort of your home. Meaning, the possibilities, and benefits for humanity and the entire planet with the usage of the 5G technology are endless. 5G will probably be first applied in places where it might bring key improvements in a direct or indirect way. 5G will probably be put into use by 2020.

The impact of 5G will be revolutionary. If you want to write an essay about it or need help with some other essay, contact our expert essay writing service to assist you.

10 Killer Ideas for Your Basement

Your basement is usually a dark place with low ceilings that rarely sees the light of day. You’re probably tired of storing your things in a room that has the potential to be so much more.

So what to do with your basement? Here are ten ideas that can help you transform your space into something entirely new and useful.

  1. Craft Room or Workshop

If you’re a crafter, woodworker, or artist of any kind, you know more than anyone else that you need a space to spread out and get creative. Transform your basement into a silent haven where you can focus on your art and listen to your muse.

  1. Lounge Room or Bar

Dispense drinks from a bar and keep the music and games going without ever having to leave the house. If you’re a fan of playing host for your friends and family, having a basement bar or lounge is the perfect entertaining option for you.

  1. Guest Room or Suite

Often called the “Mother-in-Law” suite, a basement guest room may sound a little medieval, but you may need the extra space. If you have unused options in your basement, such as hookups for a kitchenette or bathroom, the options just expand from there.

  1. Family Room or Den

As anyone with a large family knows, sometimes you just need space apart from each other. Create a new comfy room to let each other spread out and enjoy the peace and quiet for a moment.

  1. Home Theater or Game Room

If you’re a movie buff, you need a space to enjoy doing what you love. Install a home theater in your unused basement space. Or maybe you just don’t want to grow up. What about an arcade? A pool table? Create a space where you can wind down.

  1. Office Space

Perhaps you just work from home a lot, and you need a quiet space to be productive. A business office space may be just what you need.

  1. Library

If you love books, you’re probably running low on space to store your books. You probably keep buying new books, even though you know you have no place to put them. Remember that empty space beneath your house? Turn it into a library!

  1. Meditative Space or Relaxation Room

Are you into meditation? Mindfulness is a great practice that can be used to reduce the stress and anxiety of day-to-day life. Use calming tones, soothing lights, and create a space just for you and your peace of mind.

  1. Play Space for Kids

Kids need their own space to let loose once in a while, and it’s not always warm and sunny outside. Create a play space for them in your wide open basement.

  1. Home Gym

You have officially run out of excuses not to work out if you have a gym just downstairs. Keep yourself motivated and accountable: install a home gym!

Basement rooms often get discarded because they seem like so much work, but not only can they be a valuable use of space, having an extra space in your basement that everyone can use also adds value to your home.

So, organize the stuff hiding down there, find a public storage near you for the seasonal items and donate the rest. Don’t let the potential of all that valuable living space sit and collect dust.

Value-Added Resellers Need To Pivot With The Cloud

Technology resellers purchase software and hardware and sell it to customers and businesses. Value-Added Resellers take technology, add something to it, like applications or a suite of programs, and then re-sell it. With the rise of cloud computing technology, SaaS (software-as-a-service), and other virtual support systems, there is less value-added hardware around to be resold. There has been a dramatic shift to the cloud over the past several years due to its lower maintenance costs, flexibility, and efficiency for businesses and consumers, alike. Many resellers are pivoting toward services and consultancy and away from hardware.

Though the average consumer can still buy a laptop with applications added to it from the store, data centers are quickly becoming extinct due to the shift to virtual cloud servers, as they require no physical infrastructure on-site. Technology resellers had an important place in the IT industry providing and upgrading these data centers, supplying labour assets and on-going maintenance servicing. Data centers are still found all over the world and need to be maintained. Those working in the data centre space should learn about IOR services to ease importing hassles and meet customs compliance every time. With increasing frequency, businesses outsource their server and storage needs to a third-party cloud service provider. There are many reasons to switch to the cloud and move away from the hassles of hardware.

It’s more cost-effective to adopt cloud computing: there is no hardware to buy and maintain, and there is no need to hire employees to maintain it, either. Cloud services are scalable depending on the needs of the business that month, week, or day. Customer service and assistance is included in the service package if something goes wrong. The cloud provides flexibility for employees to work from home, in-transit, or from a remote location, even internationally. The cloud also provides every day conveniences like social media and streaming entertainment. It is widely considered to be more secure, despite hacking and data breach concerns. There are privacy laws and other regulations in place that cloud service providers and users need to abide by. A more antiquated system based on hardware and physical storage drives leaves businesses and individuals open to identity theft through non-digital, analogue means.

Technology resellers still have a place, as we’re far from abandoning hardware, altogether. But some shifting needs to occur to rebalance the ratio of offerings and use. As consumers and businesses switch to cloud services, so too should those in the reselling industry in equal, anticipatory amounts. Small businesses and corporations will no longer need to hire a company to install and maintain hardware; however, a technology consultant is now useful. A consultant can help businesses navigate the world of the cloud by finding the best SaaS applications to suit their needs and demands. Having an expert advise on service offerings, agreements, and contracts, and make sure cloud providers aren’t taking advantage of customers, or not delivering on what they promised, is valuable. A Value-Added Reseller would come in, install servers or other hardware, and leave. Whereas an ongoing consultant gets to know the company well, has an ongoing relationship to ensure continued efficiency, and ensures that changing needs are being met according to new offerings and innovations.

Why You Need To Get In On The Condo Boom

All across the world, condos are becoming one of the hottest commodities imaginable. Modern and aesthetically-pleasing architectures, coupled with high-tech amenities and cutting-edge décor has, no doubt, created a boom of sorts, particularly when it comes to all things high-rise and residential. Now is the time, then, to reap the benefits of this real estate dream come true.

Whether you choose to buy a pre-existing unit, or opt for the pre-construction route, you’re going to benefit from this decision in some way. The financial specificities and how your investment will grow is dependent on the region in which you’re located. Toronto, Ontario, for example, is one of the most popular areas. In recent years, the city has surpassed all expectations, filling its skyline with many developments in less than a decade.

However, no matter where you’re located – be it Toronto or Vancouver – the first thing to do if you’re hoping to partake of the rampant popularity of condominiums is to learn about pre construction condos and how they differ from other models, both financially and pragmatically. This is where a team of agents who are knowledgeable about the nuances of real estate developments – like the expert team at CondoHere – will come in handy.

First and foremost, a pre-construction condo is the best way to take advantage of this formidable increase in the value of condos. Not only do they afford you certain financial freedoms (compared to older, more established buildings), they can be more profitable in the long run, insofar as they are built to outlast their predecessors. With developing buildings, you don’t get what you pay for – you get, instead, so much more.

Given that larger homes are unlikely to fall in value any time soon – particularly in the Greater Toronto Area – one shouldn’t hold out for that possibility. At the same time, this is no reason to pass on alternative opportunities. While pre-construction condos are yet-to-be-built, their benefits can certainly be felt in the immediate future. Their initial fees are substantially lower than that of, say, a mortgage for a house in just about any area in southern Ontario. While they aren’t always as large when it comes to square footage, this is compensated for by way of affordability – because they’re incomplete, you are not required to put forward a sizable down payment prior to moving in.

One of the most lauded benefits of these housing ventures – second only to how easily financed they are – is the fact that each and every aspect of your new home will be brand new. That is to say, completely unused amenities are at your disposal. A great deal of enjoyment and comfort will be derived from this fact, whether or not you hope to live in your unit, or simply plan on leasing it out to tenants.

There are plenty of reasons to get involved with the current condo boom. With these shockingly beneficial pre-construction realities in mind, it might be time to get started on setting a projected move-in date, before those new developments in the neighbourhood of your dreams are filled to the brim with satisfied residents and investors alike. Luckily, with the right team of real estate agents on your side, you’ll be able to quickly and easily find the perfect condo.

DIY Plastering Step-by-Step Guide

Plastering a wall is often done by professionals. However, anyone who is confident enough to undertake minor DIY projects can plaster a wall by following methodical steps and using the right tools. If you take time to learn the process and know your way around construction, it is likely that you will be able to succeed in a renovation project that involves plastering.

The first step to the process is to ensure that you have a complete set of tools and materials. Don’t forget some small but essential materials such as brick tape. Aside from rendering supplies and plastering supplies, make a checklist to include some of the most important tools and materials. If you are working outdoors, you may also need a temporary downpipe.

Guide to wall plastering

Once you have gathered all the materials, then you can proceed with the steps to plastering.

  1. Preparing your work area. You need to make sure that you have a spacious and clean area to work in. Move away any furniture that may get damaged in the process. You can also lay dustsheets on the floor and over other fixtures you want to protect. Don’t forget to secure the dustsheet using tapes. You can use any kind of tape like protection tape or duct tape.
  2. Applying bonding agent. The next important step is to apply a bonding agent like PVA to the wall. Bonding agent helps plaster to evenly dry out after application.
  3. Mixing the plaster. You need to take some precautions before mixing plaster material such as wearing a mask. A professional tip is to mix plaster into the water and not water over plaster. The consistency of plaster should be like thick custard. You also have to ensure that the mixture is not lumpy.
  4. Applying plaster. Make sure that you are marking areas for plastering using a stucco tape. This can also guide you in applying the plaster more evenly. When applying plaster, begin at the very top and work your way to the bottom. If you are not an expert in the application, you can start with small amounts until you start to get the hang of it.
  5. This step is done to smoothen the first layer of plaster. You should allow the plaster to dry for a bit before using a trowel or a straight edge to smoothen any bumps or lumps.
  6. This step is considered optional, but this can be done to remove roughness before adding a secondary coat of plaster. Scraping also helps the second layer of plaster to adhere better. You can use a special tool called a devilling float or even a fork.
  7. After applying the second or final coat of plaster, you need to finish up the work by spraying water over the surface then use a trowel to finish up and smoothen the surface. Instead of a trowel, you can also use a wet sponge or brush.

Following these steps should help you achieve a successful plastering project. You can find additional tips online from professional plasterers who are willing to share their tricks of the trade.

What To Do On a Holiday In Buenos Aires

Planning a trip to one of South America’s most romantic cities? Buenos Aires is a place with amazing food, history, architecture, and nightlife, so believe us when we say that you are in for a treat.

Below, we highlight the best things you can do on a holiday in Buenos Aires.

1) Eat all the Argentine food

It may not get the billing it deserves, but Argentine food has a richness that pays tribute to its Italian and Spanish roots. Start by snacking on some empanadas – there are many flavours, from queso y jamon (ham and cheese) to carne (spiced ground beef with olives).

For lunch, have a milanesa – made from a fillet of chicken, beef, or pork, it is pounded flat, breaded, and fried in oil. If you have the chance to do so, have a napolitana milanesa, as it is served with a helping of bolognese sauce on top.

At dinner, pick an Argentine steakhouse and prepare for one of the better meals you’ve ever had in your life.  Sourced from the vast pastures of Patagonia, the beef here is cooked over a parilla grill with sea salt and pepper being the only seasonings applied to the meat.

Once you walk out of the restaurant, it will be close to Midnight. Head to the club (or a classy lounge) and enjoy the company of lifelong Portenos. Before taking a cab back to your hotel, grab a choripan – a sausage smothered in chimichurri. This will quiet any hunger pangs so you can finally settle into a restful sleep back at your hotel.

If you choose to retire to your hotel early, though, know there are entertainment options capable of keeping you busy until it’s time to go to bed.

Carrying a litecoin balance? Online, LTC options are many when it comes to online gaming – no matter whether your game in baccarat, sic bo, or slots, there are plenty of ways to spin up your collection of crypto coins.

2) Visit the grave of Eva Peron

A highly influential political figure and a champion of the average Argentine, Eva Peron was loved by many in this country. Succumbing to cancer at an early age, her death was a national tragedy which only cemented her politics as a force in Argentina decades after her passing.

Pay your respects by dropping by the La Recoleta Cemetery. A necropolis which houses the elaborate graves of Buenos Aires’ most famous citizens, it can be easy to miss her final resting place, as it sits amidst a series of equally impressive shrines.

Once there, though, slip a red rose through the grates on the door of her tomb, as this is a tribute many locals pay to this beloved figure.

3) See the Argentine Capitol and the Pink House

Buenos Aires is filled with gorgeous buildings influenced by French, Italian, and Spanish architects. However, its primary political buildings definitely take their inspiration from America’s equivalents, as the Argentine Capitol and the Pink House definitely bear resemblance to their counterparts in Washington DC.

Officially known as the Palace of the Argentine National Congress, tours are run inside but are given in Spanish only (note: take lessons beforehand), but the building is so gorgeous, it won’t matter if you don’t understand what is being said.

At the east end of Avenida de Mayo, you’ll find the Pink House, which is the official residence and workplace of the Argentine president. Want a tour of the interior? They are available on Saturdays, Sundays, and holidays – register online beforehand to avoid disappointment.

Why Shower Cubicles Are a Sensible Choice

One of the most popular innovations in bathroom design and construction is a shower cubicle. These come pre-fabricated and easy to install. For homes with limited space, it makes more sense to have a shower cubicle than a built-in bathtub.

There are other considerations when it comes to deciding whether you need a shower or a tub. Is it for a family home with elderly and with kids? Do you live a fast lifestyle where you don’t necessarily have time to take long baths? Do you live in a small flat with an equally small bathroom?

While a shower pod is certainly a sensible option, there are still some factors to consider before jumping into making a purchase.

Available space

It is important to emphasize that cubicles are suited for bathrooms with limited space. There are shower pods that can fit into a corner giving enough leg room for the toilet, vanity, and other fixtures. A shower pod is also ideal if there is more than one person who will use the bathroom at a time. While someone is taking a shower, another person can make use of other bathroom amenities to save time.

Ease of maintenance

If you live a busy life, you are less likely to have a lot of time for cleaning and tidying up your home. Shower cubicles are easy to clean and maintain. You only need to wipe it down with detergent and keep the floor free from scum and debris. Make sure that you are buying a shower pod made with good quality glass that does not accumulate stains from personal hygiene products and water.

Convenient and efficient

Most shower cubicle models come with built-in storage area within the pod. This is a space-saving feature and saves you the time of having to go in and out of the shower to get what you need. You can also find custom shower pods with additional features such as water jets and steam. If you want to afford a bit of luxury and style, you can choose a pod with some of these features.

For someone who is looking to save on the cost of shower installation, you may be tempted to buy a cheap shower cubicle. There is a danger in choosing the lowest price point as the quality of the materials may be compromised. It is better to look for mid to high price points to ensure that you are making a wise investment.

There are a lot of suppliers out there, and choosing from among them can be overwhelming. If you have the time, try to inspect the product personally before making an order. You can also ask for advice from a contractor or an expert installer so that you know exactly what you get. You should also be aware of the existing plumbing in your home and if it will be compatible with the mechanisms of your purchase. Ideally, the shower pod should be installed easily without requiring you to make any adjustments to your plumbing.